Secured Futures  

At Secured Futures, we understand the complexities of managing finances, especially when it comes to protecting assets while preserving government benefits. Our mission is to provide expert guidance and tailored trust solutions to meet the unique needs of our clients. As a dedicated 501(C)(3) national nonprofit fiduciary, we offer a range of Pooled Trust services designed to ensure financial stability and peace of mind. 

Understanding Trusts 

A trust is a legal arrangement in which one party, known as the trustee, holds and manages assets on behalf of another party, known as the beneficiary. Trusts are often used to ensure that assets are managed according to the grantor’s wishes and to provide financial support for the beneficiary. There are various types of trusts, each serving different purposes and offering distinct benefits. 

What is a Pooled Trust? 

A Pooled Trust is a type of trust where the assets of multiple individuals are combined (or pooled) for investment and management purposes. Each beneficiary has a sub-account within the trust, but the assets are managed collectively, which can lead to more efficient administration and potentially lower costs. 

Specifics of Pooled Trusts 

Pooled Trusts are especially beneficial for individuals who need to preserve their eligibility for government benefits such as Medicaid or Supplemental Security Income (SSI). By placing assets into a Pooled Trust, beneficiaries can retain access to these vital benefits while still having funds available for their needs. 

Use Cases for Pooled Trusts 

Pooled Trusts are versatile and can be utilized in various situations, including: 

1. Settlements: Beneficiaries who receive settlements from personal injury or medical malpractice cases can use a Pooled Preservation Trust to manage their funds and maintain their government benefits. 

1. Inheritance: Individuals who inherit money or assets can place them in a Pooled Trust to ensure their continued eligibility for Medicaid or SSI. 

1. Wealth Transfer: Families who wish to provide financial support to a loved one without jeopardizing their benefits can use a Pooled Support Trust for wealth transfer. 

Pooled Special Needs Trust (SNT) 

A Pooled Special Needs Trust is a specific type of Pooled Trust designed to benefit individuals with disabilities. This trust allows individuals to preserve their eligibility for public benefits while using the funds in the trust for various supplemental needs that improve their quality of life. 

Benefits of Pooled Special Needs Trusts 

1. Preservation of Benefits: By placing assets in a Pooled SNT, beneficiaries can continue to receive Medicaid, SSI, and other means-tested government benefits. 

1. Professional Management: Pooled SNTs are managed by experienced trustees who understand the regulations and requirements associated with special needs planning. 

1. Flexibility: Funds in a Pooled SNT can be used for a wide range of expenses, including medical care, therapy, education, and recreational activities. 

Why Choose Secured Futures? 

At Secured Futures, we offer a range of Pooled Trust services, including: 

• Special Needs Trust: Tailored for individuals with disabilities to enhance their quality of life while preserving benefits. 

• Minor’s Trust: Designed to manage assets for minors until they reach a designated age – often 18, 21, or 25. 

• Preservation Trust: Helps protect and manage assets for adults who may have received an inheritance, settlement, or award from the court.  

• Support Trust: Provides financial support for beneficiaries while preserving their eligibility for government benefits. Often used as an estate-planning tool to pass wealth from one generation to the next.  

Our team of professionals provides compassionate and expert trust administration, ensuring that your assets are protected and managed according to your needs and wishes. Trust Secured Futures for peace of mind and financial security. 

Contact Us 

If you have any questions or need more information about our Pooled Trust services, please don’t hesitate to contact us. We are here to help you navigate the complexities of trust management and to provide you with the solutions that best meet your needs. 

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